ClipChaos and Instamojo for selling digital downloads in India
By ClipChaos · Last checked 13 October 2026
Instamojo's pricing page lists payment links and online stores, for physical and digital goods, with UPI among its payment methods. ClipChaos is a marketplace for digital downloads only, and also takes UPI. This page compares what each costs for a digital file, using each company's own published pricing.
Fees on a digital product
| ClipChaos | Instamojo (free Lite plan) | Instamojo (Growth plan) | |
|---|---|---|---|
| Fee per digital product sale | 8%, gateway charges included | 10% + ₹3 | 5% + ₹3 |
| Tax added | None | 18% GST per transaction | 18% GST per transaction |
| Plan price | ₹0 | ₹0 | ₹14,999 a year on the plan card, plus GST |
| Fee on a ₹499 sale, before GST | ₹39.92 | ₹52.90 | ₹27.95 |
Instamojo's figures are from its pricing page, checked on 2026-10-13. It has other plans and products with different rates; the table shows two of its online store plans and the rate that page gives each for digital products. A comparison table lower on the same page shows a different yearly price for the paid plans, so confirm the price with Instamojo.
The Growth plan's lower rate comes with a yearly price, so it pays for itself only above a certain sales volume. Work that out with your own numbers.
Where ClipChaos fits better
- You sell digital files only and want no plan to choose.
- You are starting out and do not want a yearly fee before you have sales.
- You want a marketplace where buyers can discover your product, not only a checkout link.
Where Instamojo fits better
- You sell physical products too, or want an online store on your own domain. Instamojo's pricing page lists both; ClipChaos does neither.
- You want general payment links. Instamojo's pricing page lists them; a ClipChaos link is always the page for one digital file.
- You want automatic settlements. Instamojo's page lists settlement three days after the transaction; ClipChaos payouts are sent by our team within 3 working days of your asking for one.
- Your volume is high enough that a yearly plan with a lower rate works out cheaper.
Common questions
- Which is cheaper for one digital product?
- On Instamojo's free Lite plan, its pricing page lists 10% + ₹3 per digital product sale, and says it charges 18% GST per transaction (checked 2026-10-13). ClipChaos charges 8% with gateway charges included. Instamojo's paid Growth plan lists a lower rate, for a yearly price.
- Does ClipChaos give me a payment link for anything?
- No. Each ClipChaos link is a product page for one digital file. Instamojo's pricing page lists general payment links.
- Do both accept UPI?
- Yes. ClipChaos checkout runs through Razorpay and accepts UPI, Indian cards and netbanking. Instamojo's pricing page lists UPI among its payment methods (checked 2026-10-13).
Sources, checked 13 October 2026: Instamojo pricing. Other companies change their prices; check their page before you decide. Their names belong to them, and we are not affiliated with them.
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